Services
We are a father and son mortgage brokerage dedicated to helping individuals, families, and business owners secure the right financing with confidence
What We Offer
Tailored Residential and Commercial Mortgage Solutions
Residential Mortgages
We help homebuyers and homeowners secure loans that fit their unique goals. Whether it’s your first home, a refinance, or a jumbo property, we guide you every step of the way.
- Fast Approval: Get funds quickly to secure your new home.
- FHA, Conventional, VA, and Jumbo Loans
- First-Time Homebuyer Programs
- Refinancing & Cash-Out Options
Commercial Loans
From office buildings to rental properties, we provide tailored financing for investors and business owners. We help simplify complex commercial lending so you can focus on your investment.
- DSCR Loans & Investment Property Financing
- Multifamily & Mixed-Use Properties
- Fix & Flip / Rental Portfolio Loans
Self-Employed Borrowers
Being your own boss shouldn’t make getting a mortgage harder. We offer programs designed for self-employed clients, including:
- Bank Statement Loans – Verify income using your bank statements.
- P&L Loans – Use your business’s profit and loss statements to qualify.
- Stated Income / No Income Verification Loans - Allows borrowers to state income without full documentation
- Refinancing & Cash-Out Options
Refinance & Cash-Out Loans
Whether you want to lower your monthly payments, access equity, or invest in new opportunities, refinancing can help you reach your goals. We guide homeowners and self-employed borrowers through the process, explaining your options and finding a solution that fits your financial picture.
- Refinance – Lower your interest rate or adjust your loan term for more manageable payments.
- Cash-Out – Tap into your home’s equity for renovations, investments, or other financial goals.
- Debt Consolidation – Use your equity to simplify or pay down higher-interest debt.
Construction & Renovation Loans
Planning a construction project or home renovation? We help clients secure financing that fits the project timeline and budget. From new builds to major remodels, we guide you through every step.
- Construction-to-Permanent Loans – Finance the build and convert to a permanent mortgage.
- Renovation / Rehab Loans – Fix up your property with flexible funding options.
- Guidance from start to finish – We handle the paperwork and lender communication.
Jumbo & High-Value Loans
Buying a high-value property doesn’t have to be complicated. We provide jumbo loan options with competitive rates and personalized guidance to help you get the financing you need.
- Jumbo Home Loans – For homes above conforming limits.
- High-Value Commercial Loans – Office, retail, or mixed-use properties.
- Customized strategies – Tailored advice for complex financial situations.
VA Loans
VA loans are a benefit earned through service. We help veterans, active-duty service members, and eligible military families take full advantage of this powerful home financing program.
Rodriguez Financial Group is proud to serve those who have served our country.
- No Down Payment for Qualified Borrowers
- No Private Mortgage Insurance (PMI)
- Competitive Interest Rates
- Flexible Qualification Guidelines
- Purchase, Refinance & VA Streamline (IRRRL) Programs
SBA/Small Business Administration
We help business owners secure flexible, government-backed financing built for growth and stability. Whether you're purchasing commercial real estate, acquiring a business, or expanding operations, we guide you through the SBA process from application to closing with clarity and strategy.
- Competitive Rates & Extended Repayment Terms
- SBA 7(a), 504 & Express Programs
- Low Down Payment Options
- Commercial Real Estate & Owner-Occupied Properties
- Business Acquisitions, Partner Buyouts & Expansions
- Working Capital & Equipment Financing
Credit Improvement Services
If your credit isn’t where it needs to be yet, we help you build a path forward. Our team works with you to identify what’s impacting your score and develop a strategy to improve your credit so you can qualify for the financing you deserve.
- Personalized Credit Action Plan
- Rapid Re-Score for Mortgage Approvals
- Guidance on Removing Errors & Inaccuracies
- Credit Utilization & Score Optimization
- Preparation for Homebuyer or Investment Loans